Because It's All Connected
Insurance decisions don't happen in isolation — they're tied to your finances, your family, and your future. That's the idea Full Circle was built on.
Insurance Guidance for Businesses, Individuals & Families in Virginia
Full Circle Insurance Solutions helps clients throughout Hampton Roads and across Virginia understand their options, choose coverage that fits their needs, and have someone they can turn to when questions come up.
Full Circle Started With a Different Idea About Service
Before founding Full Circle Insurance Solutions, Chelsea Jennings spent years working in the insurance industry and saw firsthand how easily the process could become standardized, transactional, and impersonal.
That never sat right with her.
She was especially drawn to small and midsized businesses, where relationships matter and employee benefits can have an enormous impact on both the company and the people who work there. Yet these were often the businesses she saw receiving the least attention — left to navigate complicated benefit decisions, renewals, and ongoing plan management without the level of guidance and service they deserved.
By 2020, Chelsea had reached a crossroads. She could continue working within business models that limited how much time and resources she could devote to her clients, or she could build something different.
She chose different.
Chelsea founded Full Circle Insurance Solutions around a simple belief: insurance should feel personal. Whether we're helping a business build a benefits program, an individual find health coverage, or someone navigate the transition to Medicare, the job starts with understanding the person or business in front of us — not fitting them into a standardized process.
Today, that same philosophy shapes everything we do: build real relationships, provide hands-on guidance, and look beyond the immediate insurance need to understand the bigger picture of what our clients are trying to protect and plan for.
Insurance Is One Piece of a Bigger Picture
The right insurance coverage matters. But the decisions surrounding it rarely exist on their own.
For an individual or family, choosing health or Medicare coverage may be happening alongside decisions about retirement, long-term financial security, or estate planning. For a business owner, employee benefits and insurance can intersect with retirement plans, business succession, legal agreements, and the financial future of both the company and its people.
That's why our approach doesn't stop at the insurance policy.
Full Circle Insurance Solutions works closely with Full Circle Financial Group, Harry J. Brown, Attorney at Law, and Proceed HR Consulting to give clients access to financial, legal, and HR guidance when those needs overlap. Each business remains independent, and you work directly with the professionals whose services you choose. But because we already have established working relationships, it's easier to bring the right people into the conversation when another perspective matters.
You may come to us because you need health insurance, Medicare guidance, or a benefits plan for your employees. Our job is to help you get that piece right — while recognizing when it connects to something bigger.
Because taking care of what matters means seeing more than the piece right in front of you.
Leslie Knickerbocker
I can’t say enough great things about Chelsea. She’s easy to work with, always positive, and on top of things. To me, a broker should be your partner in getting things done. And that’s exactly what you get with Chelsea. She’s been a joy to work with all these years. She makes everything easier.
Argie Maurakis
Chelsea is just exceptional. She goes above and beyond to get you what you need. She takes the initiative, communicates well, and is super helpful. I definitely recommend her services!
Why Our Clients Work With Us
Compassion
We are sensitive to the complexities of life. We always take the time to listen and fully understand their fears, hopes, and dreams.
Trust
We believe trust is not something you're given, it's something you earn. It is the foundation of our practice and is woven into everything we do for our clients.
Generosity
We believe that it's not what you take from this world, but rather what you give. We are generous with our time, talent, and treasure with both our clients and the community.
Service
Service is at the heart of who we are and forms the foundation of our culture.
Patience
Anything worth doing takes time. The decisions our clients make for their health and wealth are important. We listen, agree on, and execute a plan, and answer any questions along the way.
Knowledge
Knowledge is power. With the ever-changing landscape, it's our responsibility to give our clients the knowledge needed to make informed decisions around their health and wealth.
What Matters to Us?
We go beyond our core business activities and recognize the importance of giving back to the community and making a positive impact. These represent the 5 C's of Full Circle.
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Conviction
We hold dear our mission
to care and provide for our clients and community. That is why every decision and action we carry out is done with intent. This ensures our
actions have purpose.
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Collaboration
At Full Circle, we foster a collaborative environment for advisors and agents from diverse disciplines. Through collaboration we become better advisors for our clients and better members of our community.
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Co-working
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
Not only do we want to
be good stewards to our clients and community but to each other as coworkers. This creates workplace harmony because spending at least 8 hours a day somewhere, the environment
you cultivate should bring
value and respect
to each other.
We actively invest time, resources, and expertise to address social needs and improve the quality of life. We believe that collaboration, communication, co-working, and connection are essential elements for encouraging teamwork, new perspectives, and a sense of community.
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Communication
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
We encourage open communication between our clients, advisors, and support team and have invested in technologies, personnel, and processes that support and encourage regular and constructive communication.
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Connection
Open communication, collaboration, and a great work environment naturally gives way to close connections. Our company slogan is "Because it's all connected" and reflects the multi-disciplinary approach we take to solving problems and providing solutions. We not only want to connect as a team,
but with the other professions and industries that support the clients
and community we serve.
