Health Insurance Guidance for Virginia Businesses, Individuals & Families
Insurance decisions affect more than your coverage. They affect your finances, your family, your employees, and your peace of mind.
At Full Circle Insurance Solutions, we help Virginia businesses, individuals, and families understand their options, make informed decisions, and get the support they need long after enrollment.
Personalized guidance, no additional fee for our services, and real people in your corner.
Insurance Guidance for Every Stage of Life and Business
Whether you're choosing health insurance for your family, building an employee benefits package, approaching Medicare, or looking for additional financial protection, the right coverage starts with understanding your needs.
We take the time to learn what matters to you, explain your options in plain English, and help you make decisions that fit your circumstances and budget.
Employee
Benefits
Benefits That Work for Your Business and Your People
A strong benefits package helps you take care of your employees while managing costs for your business. We help employers compare plans, evaluate pricing, design contribution strategies, and navigate enrollment. And when questions, claims issues, or employee changes arise throughout the year, we're still here to help.
Individual & Family
Health Insurance
Coverage That Fits Your Life, Not the Other Way Around
Self-employed? Between jobs? Retiring before Medicare? Whatever brings you to the individual insurance market, we'll help you compare available plans, understand costs and coverage, explore potential financial assistance, and find an option that makes sense for you and your family.
Medicare
Make Sense of Medicare Without
the Guesswork
Approaching 65 or preparing to retire? Medicare comes with important decisions, unfamiliar terminology, and plenty of competing information. We help you understand your enrollment timeline, compare Medicare Supplement and Medicare Advantage options, and choose coverage that fits your healthcare needs and budget.
Supplemental Coverage
Extra Protection Where You
Need It Most
Even good insurance can leave financial gaps. From dental and vision to accident, critical illness, life, and disability coverage, supplemental insurance can help protect you against expenses and risks your primary coverage may not address. We'll help you determine which options are worth considering – and which you may not need.
Why Choose Full Circle Insurance Solutions?
Your Coverage Matters. So Does the Service Behind It.
Choosing insurance is about more than comparing premiums. It's about understanding what you're buying, knowing what happens when you need to use it, and having someone you can turn to when questions arise.
That's the kind of relationship we believe every client deserves.
Guidance Built Around You
Your coverage should reflect your needs, not a one-size-fits-all recommendation.
We take the time to understand your situation, priorities, existing coverage, and budget before recommending anything. We'll walk you through the tradeoffs, explain what matters, and help you make a decision you feel good about.
Our goal isn't to sell you more insurance. It's to help you choose the right insurance.
Support That Doesn't End at Enrollment
Getting enrolled is only the beginning.
Insurance questions don't conveniently arrive during open enrollment. Claims get denied. Bills don't look right. Employees have life changes. Coverage needs evolve.
When those things happen, you can call someone who already knows you. We help research claims issues, communicate with carriers, answer coverage questions, and work toward solutions throughout the year.
We're here when you choose your coverage – and still here when you need to use it.
Personalized Service With No Additional Fee
You shouldn't have to pay a separate consulting fee to get help understanding your insurance.
Full Circle is compensated by insurance carriers, so there's no additional fee for our guidance. We help you evaluate options, understand costs, and make informed decisions without charging separately for our services.
You get a knowledgeable, accessible insurance partner who's invested in helping you find coverage that makes sense for your needs and budget.
Real People. Real Relationships. Real Peace of Mind.
Insurance can feel impersonal — until you work with someone who remembers your name, understands your circumstances, and genuinely cares what happens next.
Here's what some of our clients have to say about working with Full Circle.
A.V.
Individual Client
Chelsea goes above and beyond to explain every detail and fight for the coverage you need and deserve. She made me feel very comfortable and confident in my choices. With Chelsea, you get the absolute best coverage for your situation.
C.J.
Administrator of a Towing and Tire Co.
"Chelsea and her team have been handling our company's health insurance, along with dental and vision, for over 2 years. What I find reassuring is the wealth of knowledge and resources they have to help small businesses manage their insurance. Chelsea and her team are responsive, friendly, and truly care about the PEOPLE their services and products affect. My only regret is not finding Chelsea and her team sooner!"
L.R.
Individual Client
“Chelsea made our process of searching for new insurance infinitely easier and more effective! With so many choices for providers and the many medical needs of our family, we couldn’t have done it without her expertise. She connected us with the best coverage for the lowest price and literally saved us tens of thousands of dollars.”
Let's Talk About What You Need
You don't need to know which insurance plan you want — or even which quesitons to ask — before reaching out.
Maybe you're looking for coverage for yourself or your family. Maybe you're frustrated with your company's current benefits plan. Or perhaps you're approaching Medicare and aren't sure where to begin.
Tell us what's going on. We'll help you figure out the next step.
Whether you're making a new insurance decision or looking for better support with coverage you already have, we're ready to listen.
Call Us: 757-799-1248
Office Fax: 757-917-5676
Email: Contactus@FullCircleFin.com
Mailing Address:
582 Lynnhaven Parkway STE 100
Virginia Beach, VA 23452
Our office building is easily accessible
via the Lynnhaven Commons entrance on Viking Drive
Full Circle Insurance Solutions proudly serves businesses, individuals, and families throughout Virginia, with an office in Virginia Beach.